Bank Branch Locator

List of All 192 Computerised Banks in India

You can find here all nationalised bank's IFSC, MICR & Swift code details in our website, Here have listed all computerised bank name to find the branch information, address & contact number followed by the state & district names. For more details select the bank name to go head.

Get Your Lifeline to Make Your Transactions Easy

Thank you for visiting our page. Our website is specially designed to keep you up-to-date on the latest information that have been introduced in the banking sector as well for giving you a lifeline by means of details of all banks IFSC code, SWIFT & MICR codes online. These codes are specifically meant to make all your transactions easy and successful within few fractions of seconds.

IFSC - stands for Indian Financial System Code is an alphanumeric unique arrangement of digits and letters or code which represents a particular bank or a particular branch taking part in four main Electronic Funds Settlement Systems prevalent in India. These four Electronic Funds Settlement Systems are:

  • Real Time Gross Settlement(RTGS)

  • National Electronic Funds Transfer(NEFT)

  • Immediate Payment Service Systems(IMPS)

  • Centralised Funds Management System(CFMS)

    • Technically, IFSC is an 11 character alphanumeric combination in which the first 4 characters are usually alphabets and represent the name of the Bank participating in the transaction. The fifth character is numeric 0 (zero) and is reserved for future use only. The last six characters can be numeric or alphabets that represent the name of the participating Branch.

      Each bank has a unique IFSC code. The IFSC code is primarily used by the RTGS, NEFT, CFMS and IMPS systems to relay the messages from the source to the destination, In short IFSC is used to route the message from originating bank to the destination bank.

      All the banks which participate in the Electronic Funds Transfer maintain a bank wise list of IFSCs and are also listed on the Official Website of Reserve Bank of India for the consumers as well.

      IFSC, SWIFT Code and Its Necessity:

      At our present scenario, possibilities of hacking secret numbers, bank accounts, secret official documents, passwords without getting permission from the account holder has been keep on increasing at high rate. Hence it is vital to make sure that the money which you are sending has reached the destination account (intended bank account) safely and successfully or not.

      Even though there are wide varieties of options available to get the amount which has been sent wrong, or because of wrong transactions, getting back the amount to its original account is such a tedious process. If you are the one who have done some wrong transactions, then you may suppose to overcome multiple numbers of problems and huge inconvenience to get back your amount. Automatic reversal of funds are not possible, potentially it consumes huge amount of time.

      Sending money to the wrong bank accounts can happen at any times, one cannot be sure about the details they have entered. Mistakes may happen both from the human as well as machine side. In those days several proven records have been there for these types of wrong transactions and its consequences. That’s why usage of IFSC codes during transactions has been implemented in practice.

      What is an IFSC code?

      IFSC stands for Indian Financial System Code. Usually this type of IFSC codes consist of 11 characters in total, whereas the first 4 characters indicates the bank name, on the other hand the fifth character is 0 which is common for all. Remaining 6 characters enables the user to identify the branch name of the bank.

      Each and every bank is having their own unique IFSC codes. All type of transactions and payment processes such as CFMS, MEFT& RTGS can be made possible with the help of these types of IFSC codes.

      What is an SWIFT code?

      SWIFT code is somewhat similar to IFSC codes used by worldwide banks towards business identification. SWIFT stands for Society for worldwide interbank Financial Telecommunication Code. IFSC is meant only for banks inside INDIA whereas SWIFT codes are meant for worldwide banks transactions identification. It can also be called as a “bank identifier Code”. One can send or receive moneys from overseas banks with the help of these SWIFT codes easily. International wire transfer and SEFA kind of payments can be made easy with the help of this code.

      It’s a series of 8 to 11 unique characters. First 4 characters are letters and they are used to represent bank code. Next 2 characters are also letters, they are specially meant to represent country code. Next two characters are both the combinations of digits and letters used to represent the bank location. Remaining t3 characters are alphanumeric numbers used to represent branch code.

      Importance of IFSC code:

      Usually few days before transfer of funds have been done directly by going through the corresponding branch office. People used to transfer money by standing on a long queue and deposit them directly with the branch officers manually. As all such transactions are done by the bank officers itself there is no such trouble of doing wrong transactions, but after the innovation of net banking and online money transfer possibilities for occurrence of wrong transactions are also increasing. In order to avoid such wrong transactions one can make use of IFSC codes. These 11 characters enable the user to verify their destination account easily and transfer funds in a safest manner.

      After the advancements and recent trends the need of standing on a queue has been replaced by online financial transactions easily. The one only thing you have to know is the sender of the account and receiver (destination account of the bank) to whom you are sending and their corresponding banks IFSC codes for easy and safe transaction.

      Importance of SWIFT codes:

      One best thing regarding SWIFT is that one can transfer funds through messaging system it enables the bank to exchange economic data. All the financial data’s such as account credit, account debit, money transfer data and status of the account can also be easily exchanged between the banks.

      Who takes in-charge for these money transfers?

      This is the common question which strikes while reading this summary, here is the answer for your doubts. The Reserve Bank of India (RBI) is taking all over control for all these fund transfers. They are responsible for controlling over all transactions. All the transactions and payment process structures have been approved by the same.

      How do they work?

      By making of Indian Financial System Codes, Reserve Bank of India (RBI) can identify where exactly the funds have been transferred from, and where exactly they are reaching. As the start and end point can be easily know with the help of these banks IFSC codes, they can monitor all sorts of transaction from the place where they are easily. On the other wrong transactions and manual errors can also be eliminated with the help of these IFSC codes. In case of any difficulties in finding the IFSC, MICR, SWIFT codes of your destination bank you can make use of the internet facility. Wide varieties are offering IFSC codes related banking services through online, by trawling through the internet you can know them easily.

      Vision and Mission:

      Main motto of this website is to enable the user to get all sorts of IFSC, MICR, SWIFT codes at their ease just by entering some of the bank details online, So that all their transactions can be made safe and secure throughout the world.