Bank Branch Locator

Vijaya Bank Available States in India

Vijaya Bank is available on most of the states in India, Here we have mentioned the Vijaya-bank located state names for your reference, If you are looking for any one this state branch information, click the state name to proceed further.

Advents in the banking sector (Vijaya Bank):

Few days before people used to stand on a queue in a big hall in front of a counter to do their transactions. Several issues and problems usually occur because of the hurry of the people standing in a queue. Filling up challans, making payments by filling up slips have been a day to day routine process. Bank used to fill with lots of noise as well as intense amount of banking activities, busily scheduled clerks and employees in the form of shouting. Even though it’s a quite learning experience for many individuals several people find it hard due to their busy schedule and time consuming procedures. Even though it is quite enjoyable certain old and experienced categories of people find it as a tedious process.

After the invention of internet and NEFT, people find it as a new gift in their hands. With the help of this internet one can do all their transactions comfortably from the place where they are seating easily. Hence they can perform all their banking operations ample of time through online without having the stress of standing on a bank.


Benefits of Online Transactions (Vijaya Bank):

  • Less stress towards transactions, use can transfer any amount at any time without any hassle.

  • Time consumption is very less compared to the manual process.All transactions can be made possible within few fraction of seconds.

  • Error free technique is used, in case of any issues in the server amount will be transferred back to the account holder automatically.

  • Use of IFSC, MICR and SWIFT codes makes your transaction more comfortable and easy, by entering the suitable branch code you can transfer your money easily to the destinated account.

  • Can get free guidelines form the expert available online in the banking websites.

  • Not only transactions but also all types of loan form filling options, credit card availability facilities are also available online.

Several banking websites available online aimed at facilitating human needs, in case of any doubts or clarifications one can make use of 24x7 customer service or else they can make use of toll free numbers.


Wide variety of banks and innumerable banking options are available online. The one only thing which you have to do is trawl through the internet for getting necessary banking details. Ifscswift.com is a website aimed at providing wide variety of banking services to their customers online. One can get all the bank details and its IFSC, MICR, SWIFT type of codes just by a click easily on this website.


About Vijaya Bank :

Vijaya Bank is one of the largest private sector banks in India, offering comprehensive suite of financial products is the main motto. The bank has its head office in Mumbai and it has more than thousands of branches and ATM centers and several international offices all around the world. Vijaya Bank offers all types of financial services for both the large size, small size and mid-size corporate all around the world. It has its shares owned several large size promoters having branches all over the world. Zero processing fees has made them to be more attractive. Both the account holder of Vijaya Bank as well as the non account holders can get some special discounts.


Unique features:


  • Ping pay

  • Insta personal loan

  • Locker booking

  • Micro finance Institution Lending

  • Forex cards

  • eKYC

  • credit cards

  • instant home loan facility

International Business Operations of Vijaya Bank:

Vijaya Bank has several network branches and extension counters and several records have proven that it has the largest ATM network among many private banking sectors. It has its bank located all over the world with the main focus on corporate business, finance, syndication, internet banking, liability business and investments.


Types of services:

  • Retail banking

  • Corporate banking

  • Transaction banking

  • Syndication

  • Liability investments

  • Treasury

  • Trustee services

  • Inter banking service

  • Participant in RBI’s NEFT enabling banks list

  • Retail Banking: In the retail banking category, Vijaya Bank offers unique services such as lending finance to individual businessman and also for small scale business industries along with the orientation, products, card services, ATM ( automated Teller Machine) services, Internet Banking, NEFT facility, financial advisory services, both Residential Indians and NRI( Non Residential Indian ) financing services.

  • Credit: Vijaya Bank offers special Loan and fee based product service to its small and medium Enterprises. Cash credit facilities, Project finance; both short and long term facility, export credit, document credits, channel financing, guarantee exchange and many mother certificate and time deposit facilities are availed by Vijaya Bank.

  • Treasury: it enables managing funding position of the bank and also maintains all the regulatory requirements of banks. Fixed income securities, currency exchange, mutual funds and short term surplus liquidity are its unique features.

  • Syndication: it enables placement and syndication in the form of currency bonds and foreign loans to its account holders.

  • Investment: even a small scale entrepreneur can invest on foreign currencies with the help of financial support given by the Vijaya Bank.

Benefits of Vijaya Bank’s internet banking Service:

  • Can access all your majority utility bills through online transactions

  • Make use of simple steps to done your payment

  • Hassle free payment

  • Easy transactions

  • Convenient payment

  • Safest mode of transactions

Asides these there are enormous remarkable benefits are there to make a note of it. In case of any doubts or troubles you can feel free to chat with the experts available online; they will guide you with enough instructions. You can get end to end solutions for your transactions through this bank account. Easy pay payments like cheque, credit, debit cards and net banking. All sorts of home loan facilities are available at customers ease, Instant recharge options has made them to be much more effective. For students special education loan facilities are available online, by filling up of forms online students can get monthly scholarships.


Vijaya Bank Details

For transferring funds via Vijaya Bank there are many details you need to know. First of all you need to know the IFSC code of the bank which can be found here. Apart from IFSC code you need to know the bank account details of the person to whose account you are transferring the money.

These bank details include the account number of the person, name of the account holder and also in some cases the type of account like whether it is a savings account or current account. Here, you will get the Vijaya Bank IFSC code easily and carry out the online transactions. These online transactions are used to pay bills, donate money to charities and foundations, online shopping to count a few.

IFSC Code For Vijaya Bank

National Electronic Funds Transfer(NEFT), Real Time Gross Settlement(RTGS), Immediate Payment Service(IMPS) and Centralised Funds Management System(CFMS), finance transfer systems use the IFSC code of Vijaya Bank . RBI provides the IFSC codes for the Vijaya Bank to carry out NEFT, RTGS, CFMS and IMPS. Whereas RTGS transactions are carried out individually the NEFT transactions can be processed in batches. IMPS is an instantaneous 24X7 way for processing electronic funds transfer. IFSC code is an alphanumeric code and is unique for all the banks participating in the transactions.

SWIFT Code For Vijaya Bank

In order to transfer funds to international banks to Vijaya Bank you need the SWIFT code of Vijaya Bank. In simple terms SWIFT codes are necessary for wire transfers from banks from other countries. SWIFT code for each Vijaya Bank is unique from other banks and provides the widest and broadest coverage of national bank identifiers.

MICR Code For Vijaya Bank

Magnetic Ink Character Recognition or MICR code is used by all the banks in world for seamless processing and clearance of cheques. MICR code for Vijaya Bank is unique from other banks and it will also help to identify the bank from where the cheque has been cleared.

How To Find SWIFT, MICR And IFSC Code For Vijaya Bank

We have listed the IFSC, MICR and SWIFT code for the Vijaya Bank on this page. Our easy to use IFSC, MICR and SWIFT code finders will help you to find the IFSC, MICR and SWIFT codes for Vijaya Bank the easiest way possible for carrying out NEFT, RTGS, CFMS, IMPS or Wire Transfers. The IFSC code, MICR code or SWIFT code for any Vijaya Bank can be found from the drop down menu by selecting a state in which the bank is located.

Banks IFSC Codes

Banks IFSC Codes is the one of the easiest places to get all the IFSC, MICR and SWIFT codes for Vijaya Bank without any problem. Apart from that, you will also be able to get the Vijaya Bank Address, Contact Details including Telephone number and Email address, PIN code, etc., here. The information available is regularly updated and efforts are continuously made to list the codes as soon as they appear on the RBI website.

Get Your Lifeline to Make Your Transactions Easy

Thank you for visiting our page. Our website is specially designed to keep you up-to-date on the latest information that have been introduced in the banking sector as well for giving you a lifeline by means of details of all banks IFSC code, SWIFT & MICR codes online. These codes are specifically meant to make all your transactions easy and successful within few fractions of seconds.


IFSC - stands for Indian Financial System Code is an alphanumeric unique arrangement of digits and letters or code which represents a particular bank or a particular branch taking part in four main Electronic Funds Settlement Systems prevalent in India. These four Electronic Funds Settlement Systems are:


  • Real Time Gross Settlement(RTGS)

  • National Electronic Funds Transfer(NEFT)

  • Immediate Payment Service Systems(IMPS)

  • Centralised Funds Management System(CFMS)


    • Technically, IFSC is an 11 character alphanumeric combination in which the first 4 characters are usually alphabets and represent the name of the Bank participating in the transaction. The fifth character is numeric 0 (zero) and is reserved for future use only. The last six characters can be numeric or alphabets that represent the name of the participating Branch.


      Each bank has a unique IFSC code. The IFSC code is primarily used by the RTGS, NEFT, CFMS and IMPS systems to relay the messages from the source to the destination, In short IFSC is used to route the message from originating bank to the destination bank.


      All the banks which participate in the Electronic Funds Transfer maintain a bank wise list of IFSCs and are also listed on the Official Website of Reserve Bank of India for the consumers as well.


      IFSC, SWIFT Code and Its Necessity:

      At our present scenario, possibilities of hacking secret numbers, bank accounts, secret official documents, passwords without getting permission from the account holder has been keep on increasing at high rate. Hence it is vital to make sure that the money which you are sending has reached the destination account (intended bank account) safely and successfully or not.


      Even though there are wide varieties of options available to get the amount which has been sent wrong, or because of wrong transactions, getting back the amount to its original account is such a tedious process. If you are the one who have done some wrong transactions, then you may suppose to overcome multiple numbers of problems and huge inconvenience to get back your amount. Automatic reversal of funds are not possible, potentially it consumes huge amount of time.


      Sending money to the wrong bank accounts can happen at any times, one cannot be sure about the details they have entered. Mistakes may happen both from the human as well as machine side. In those days several proven records have been there for these types of wrong transactions and its consequences. That’s why usage of IFSC codes during transactions has been implemented in practice.


      What is an IFSC code?

      IFSC stands for Indian Financial System Code. Usually this type of IFSC codes consist of 11 characters in total, whereas the first 4 characters indicates the bank name, on the other hand the fifth character is 0 which is common for all. Remaining 6 characters enables the user to identify the branch name of the bank.


      Each and every bank is having their own unique IFSC codes. All type of transactions and payment processes such as CFMS, MEFT& RTGS can be made possible with the help of these types of IFSC codes.


      What is an SWIFT code?

      SWIFT code is somewhat similar to IFSC codes used by worldwide banks towards business identification. SWIFT stands for Society for worldwide interbank Financial Telecommunication Code. IFSC is meant only for banks inside INDIA whereas SWIFT codes are meant for worldwide banks transactions identification. It can also be called as a “bank identifier Code”. One can send or receive moneys from overseas banks with the help of these SWIFT codes easily. International wire transfer and SEFA kind of payments can be made easy with the help of this code.


      It’s a series of 8 to 11 unique characters. First 4 characters are letters and they are used to represent bank code. Next 2 characters are also letters, they are specially meant to represent country code. Next two characters are both the combinations of digits and letters used to represent the bank location. Remaining t3 characters are alphanumeric numbers used to represent branch code.


      Importance of IFSC code:

      Usually few days before transfer of funds have been done directly by going through the corresponding branch office. People used to transfer money by standing on a long queue and deposit them directly with the branch officers manually. As all such transactions are done by the bank officers itself there is no such trouble of doing wrong transactions, but after the innovation of net banking and online money transfer possibilities for occurrence of wrong transactions are also increasing. In order to avoid such wrong transactions one can make use of IFSC codes. These 11 characters enable the user to verify their destination account easily and transfer funds in a safest manner.


      After the advancements and recent trends the need of standing on a queue has been replaced by online financial transactions easily. The one only thing you have to know is the sender of the account and receiver (destination account of the bank) to whom you are sending and their corresponding banks IFSC codes for easy and safe transaction.


      Importance of SWIFT codes:

      One best thing regarding SWIFT is that one can transfer funds through messaging system it enables the bank to exchange economic data. All the financial data’s such as account credit, account debit, money transfer data and status of the account can also be easily exchanged between the banks.


      Who takes in-charge for these money transfers?

      This is the common question which strikes while reading this summary, here is the answer for your doubts. The Reserve Bank of India (RBI) is taking all over control for all these fund transfers. They are responsible for controlling over all transactions. All the transactions and payment process structures have been approved by the same.


      How do they work?

      By making of Indian Financial System Codes, Reserve Bank of India (RBI) can identify where exactly the funds have been transferred from, and where exactly they are reaching. As the start and end point can be easily know with the help of these banks IFSC codes, they can monitor all sorts of transaction from the place where they are easily. On the other wrong transactions and manual errors can also be eliminated with the help of these IFSC codes. In case of any difficulties in finding the IFSC, MICR, SWIFT codes of your destination bank you can make use of the internet facility. Wide varieties are offering IFSC codes related banking services through online, by trawling through the internet you can know them easily.


      Vision and Mission:

      Main motto of this website is to enable the user to get all sorts of IFSC, MICR, SWIFT codes at their ease just by entering some of the bank details online, So that all their transactions can be made safe and secure throughout the world.